US continues to go forward

Historically growing up as a Gen X'er The Only Financial Classes offered in schools I went to across 5 different states....only offered a small financial training option.

And it was almost ALWAYS limited to Home Economics Classes which were typically only encouraged for and filled with Females and the only thing they would cover was how to balance a check book.

I would think that a LARGE % of other Gen X'ers grew up with the same.
That was my experience too. Anytime this comes up, lobbyists for banks and credit card companies start throwing their weight around.
 
It should come as no surprise to anyone that eating a bag of Twizzlers is not as healthy as an apple. However, I do agree that perhaps we are misaligned in public education. Just like we need MORE Financial Literacy education — maybe a required semester of nutrition and not just a short unit in PE.

That said, I do not agree with more regulation on business.
Freshman - Balance sheet basic accounting applies to personal savings, basics on taxes
Soph - Basics of lending and how interest works - credit cards, auto loans, home loans
Jr - Basics of investing different products - stocks, bonds, funds, compounding interest working for you

If you don't knock those out you do it your senior year instead of going less than a full day like many seniors currently do.

Dump an elective for this.

It would change our society. We are so fixated on the college prep diploma K-12....the purpose of K-12 should be to send an educated person into the world not be a minor leagues for colleges that don't do much better of a job.
 
Freshman - Balance sheet basic accounting applies to personal savings, basics on taxes
Soph - Basics of lending and how interest works - credit cards, auto loans, home loans
Jr - Basics of investing different products - stocks, bonds, funds, compounding interest working for you

If you don't knock those out you do it your senior year instead of going less than a full day like many seniors currently do.

Dump an elective for this.

It would change our society. We are so fixated on the college prep diploma K-12....the purpose of K-12 should be to send an educated person into the world not be a minor leagues for colleges that don't do much better of a job.
The State of Oklahoma is Forcing EVERY single Oklahoma Student graduating to Apply for a Loan Before they Graduate....


The class of 2025 will be the first group of Oklahoma high school students required by state law to complete a Free Application for Federal Student Aid (FAFSA) before they graduate.

FAFSA is a form that lets students apply for federal grants, work-study funding and student loans. Many higher education institutions also require a FAFSA to determine a student's eligibility for their own grants, scholarships and loans.

The law applies to anyone graduating from a public high school accredited by the Oklahoma State Department of Education, but there are some exceptions.


Oklahoma is also requiring a Personal Financial Literacy Class to graduate as well..but ti is up to the school how to handle this at some point between 7th and 12th grade they must pass this class. The school my Kids went to are handling this by having a Stand alone Online Course . It is an online course provided by a Local Bank....it took them Aprox 2.5 hours to go through the videos and answer the questions online and they emailed a screen shot of their completed certificate to their Counselor for proof of completion.

OHHH and since they were Seniors, they were offered an link at the end of course to apply for a Student Loan with the very bank that provided the course.


 
It should come as no surprise to anyone that eating a bag of Twizzlers is not as healthy as an apple. However, I do agree that perhaps we are misaligned in public education. Just like we need MORE Financial Literacy education — maybe a required semester of nutrition and not just a short unit in PE.

That said, I do not agree with more regulation on business.
I'm not sure if this is a big driver but you also have the issue of how long a food is good for. Buying a bunch of bananas and berries is healthy but if shelf life is only a handful of days you end up having to shop more often or you waste food. Obviously doesn't mean candy is the only option but it does lend to some less healthy options.
 
It should come as no surprise to anyone that eating a bag of Twizzlers is not as healthy as an apple. However, I do agree that perhaps we are misaligned in public education. Just like we need MORE Financial Literacy education — maybe a required semester of nutrition and not just a short unit in PE.

That said, I do not agree with more regulation on business.
I 100% agree that we need a renewed focus starting in 4th or 5th grade and continuing through graduation on health. Fiscal, Physical, Emotional and Sexual.

I also agree that if this is in a sense “govt money” then nutritional goals are a worthy aim. But you e got to address the systemic issues of poverty, education and opportunities (food deserts).

Finally if a company can be deemed a “citizen” (see Citizens United and I know that’s not exactly the ruling but the gist is the same), then they can dang sure be told what to put in our food. I’m guessing you have no problem w the tobacco industry being prohibited from marketing and selling to minors. How is the food industry any different?
 
Finally if a company can be deemed a “citizen” (see Citizens United and I know that’s not exactly the ruling but the gist is the same), then they can dang sure be told what to put in our food. I’m guessing you have no problem w the tobacco industry being prohibited from marketing and selling to minors. How is the food industry any different?

No, I absolutely do not advocate for candy sales to be restricted to 18+ adults like cigarettes. I do not want regulation to add a warning label on packaging. Or restrictions for marketing for candy, sugary drinks, etc.
 
No, I absolutely do not advocate for candy sales to be restricted to 18+ adults like cigarettes. I do not want regulation to add a warning label on packaging. Or restrictions for marketing for candy, sugary drinks, etc.
So what is your answer on tobacco products? Should a 12 yr old be able to go into a QT and buy a pack or a can of Copenhagen?

Should we remove advertising restrictions on tobacco products?

What about removing warning labels on tobacco?
 
That said, I do not agree with more regulation on business.

Would you be OK with hospitals self-certifying their employees are able to complete surgical procedures and submitting those employees to the government only if they want too? Or contractors self-certifying that they made a safe skyscraper or highway bridge and telling the building inspectors if they want too? Or drug manufacturers self-certifying that their medicines are safe?

That is where our food safety regulation is right now.
 
Would you be OK with hospitals self-certifying their employees are able to complete surgical procedures and submitting those employees to the government only if they want too? Or contractors self-certifying that they made a safe skyscraper or highway bridge and telling the building inspectors if they want too? Or drug manufacturers self-certifying that their medicines are safe?

That is where our food safety regulation is right now.
It’s almost like the guy advocating to increase the retirement age of social security bc you know we live longer also advocates to take us back to a society where we do things that you know don’t make us live longer.
 
It’s almost like the guy advocating to increase the retirement age of social security bc you know we live longer also advocates to take us back to a society where we do things that you know don’t make us live longer.
Maybe that's the "plan" to save social security.

Kill everybody off before they get old enough to make claims.
 
It’s almost like the guy advocating to increase the retirement age of social security bc you know we live longer also advocates to take us back to a society where we do things that you know don’t make us live longer.
lol.
I am not advocating for taking us back. I am advocating for not increasing more big brother onerous and costly regulation.

But I do understand the mindset; Screw personal decisions and freedoms, we know better!
 
Maybe that's the "plan" to save social security.

Kill everybody off before they get old enough to make claims.
Will Ferrell Lol GIF by NBA
 
lol.
I am not advocating for taking us back. I am advocating for not increasing more big brother onerous and costly regulation.

But I do understand the mindset; Screw personal decisions and freedoms, we know better!
But where do you draw the line?

From a corporate standpoint it sure was easier and less costly to run disposal water from a well into the nearest creek. We now regulate that. Do we lift those regulations? How do you handle when a company just empties an SWD tank into a tributary? Or what about lifting the caps and occurances of frac water disposals that were allegedly causing earthquakes in Oklahoma?

On the individual front we limit where people can smoke. Do we go back to letting them smoke on planes or in offices?

How about a vending machine in the elementary or Jr High where they can get a Dr Pepper and a snickers for lunch?
 
But where do you draw the line?

From a corporate standpoint it sure was easier and less costly to run disposal water from a well into the nearest creek. We now regulate that. Do we lift those regulations? How do you handle when a company just empties an SWD tank into a tributary? Or what about lifting the caps and occurances of frac water disposals that were allegedly causing earthquakes in Oklahoma?

On the individual front we limit where people can smoke. Do we go back to letting them smoke on planes or in offices?

How about a vending machine in the elementary or Jr High where they can get a Dr Pepper and a snickers for lunch?
You are conflating items that just potentially harm the one individual versus items that also harm others. I’ve never heard of anyone getting harmed from second hand Dr Pepper.

And no, I definitely would not want a government regulation against a vending machine having soft drinks and candy in a school. Would you advocate for that?
 
You are conflating items that just potentially harm the one individual versus items that also harm others. I’ve never heard of anyone getting harmed from second hand Dr Pepper.

And no, I definitely would not want a government regulation against a vending machine having soft drinks and candy in a school. Would you advocate for that?
Rich. Getting called out for moving goal posts and/or conflating by …checks notes…guy who has the goalposts on caster wheels.

So you are ok for some regulations from big government but you get to pick and choose?

Should I also infer that since it’s a 14 year old’s choice to smoke you are ok w removing tobacco restrictions as long as the 14 yr old smokes in private? It’s the same concept as putting a vending machine w sugary drinks and junk food in an elementary.

I absolutely would advocate for restricting items in a vending machine in an elementary or jr high school. Not only because I want better outcomes for everyone’s health journey but also because it does impact society at large. As long as we have pooled insurance where other people’s health impacts what we all pay. And also I would think as big of advocate as you are for “my tax dollars shouldn’t be spent on things with which I disagree” we should all favor better choices for healthier outcomes to reduce costs for things like Medicare and Medicade.
 
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