mugatu
Ranger
I work with someone who was having mini strokes for the last year or so. Originally thought it was seizures but when the meds didnt work they did an MRI and found something that looked like it might be a clot in her neck just below the brainstem. Doc wanted a bunch of images to determine if surgery was required. Insurance was only letting them do one MRI at a time and them request each additional image individually. So it took her weeks of visits to get all the images the doc wanted instead of a single appointment... not to mention the delays in treating a serious condition.
I tore a labrum last winter. Went through orthopedic appointment, and imaging and determined that after the initial treatment I needed physical therapy. After 2 months of therapy, insurance denied my claims for every visit after my 3rd appointment even though I'm covered up to 26... because I didn't fill put a form they hadn't asked for explaining why I needed PT. Finally after 9 months they finally paid up. Why, why waste my and everyone else's time for something we all knew was covered. They had the treatments that had already been done, they had the imaging showing the tear...
Insurance companies suck.
I tore a labrum last winter. Went through orthopedic appointment, and imaging and determined that after the initial treatment I needed physical therapy. After 2 months of therapy, insurance denied my claims for every visit after my 3rd appointment even though I'm covered up to 26... because I didn't fill put a form they hadn't asked for explaining why I needed PT. Finally after 9 months they finally paid up. Why, why waste my and everyone else's time for something we all knew was covered. They had the treatments that had already been done, they had the imaging showing the tear...
Insurance companies suck.