The Steross Market and Investing Thread

Fed just gave the economy a shot of adrenaline. We’ll see what inflation and by extension treasury yields do.

Consumer is still spending bigly. Need a housing market correction.
 
Fed just gave the economy a shot of adrenaline. We’ll see what inflation and by extension treasury yields do.

Consumer is still spending bigly. Need a housing market correction.

Me, whose locked in at 5.99 right now

Internet Reaction GIF by The Runner go90
 
Me, whose locked in at 5.99 right now

Internet Reaction GIF by The Runner go90

The 10 year nose dived to under 4% on the news. Which is interesting. The buyers there may not be too worried about inflation?

Edit: 30 minutes later aaaand it’s gone
 
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Yep. However, I think when this bubble bursts it may end up being a good thing. More of a correction. This time it isn't banks holding the hot potato, it's huge investment companies. They'll lose their ass and good riddance I say. Plus I'm newly married and would like to be able to afford a home....
Sorry I'm so late to this party. I don't see a bust coming but, may a pull back. If you take that chart for 1978 and draw a line to 2025 it isn't a dramatic increase in price over a almost 50 year period. If anything this "boom" is because housing prices in 2013 were less than 1978
 
Sorry I'm so late to this party. I don't see a bust coming but, may a pull back. If you take that chart for 1978 and draw a line to 2025 it isn't a dramatic increase in price over a almost 50 year period. If anything this "boom" is because housing prices in 2013 were less than 1978

It is inflation adjusted.

I think at some point we will need a pullback as I don't suspect another surge in wages and these two lines don't seem to like to get too far from each other.

Screenshot 2025-09-18 at 9.32.30 PM.png
 
It is inflation adjusted.

I think at some point we will need a pullback as I don't suspect another surge in wages and these two lines don't seem to like to get too far from each other.

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Well spank me and call me silly, it says it right there at the top of the chart. So it is outpacing inflation by a percent or two.
 
President Donald Trump launched into an attack against Fox News after Martha MacCallum confronted him with less-than-stellar Fox polling on the economy.

 
Health insurance plan premiums in Arkansas will increase by 22%, which Gov. Sanders said was 35.8% lower than original proposals.

 
President Donald Trump launched into an attack against Fox News after Martha MacCallum confronted him with less-than-stellar Fox polling on the economy.

I believe it. No new plants announced for Stillwater since Trump became president. Everything, such as the new Google data plant, was announced when Biden was president. Trump's lofty claim that an unprecedented $17 trillion will be invested in the U.S., so far, bypassed Stillwater and likely Oklahoma, too. Oh, come on, please, why not make it sound even prettier by putting it at $50 trillion.
 
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Why Delaying Your Social Security Benefits May Not Make Sense​

Most people don’t actually wait until age 70. For at least some of them, it makes a lot of sense.​


Economists commonly recommend that most Americans should delay claiming Social Security benefits until age 70.

The standard argument goes like this: With Social Security being the only inflation-protected and guaranteed-income source available to many Americans, it makes sense to hold off on claiming benefits so you can receive the maximum amount possible. For example, a person retiring at age 62 could get a benefit of $2,100. The benefit would rise to $3,000 if the person waited to age 67 and $3,720 at age 70.

Delaying also can help protect against running out of retirement income if someone lives longer than expected.

But the reality is that few retirees wait that long. An analysis from the Bipartisan Policy Center found that in 2022 only 10% of Americans actually waited until age 70 to claim their Social Security benefits, while 29% claimed benefits at age 62 and the majority, 61%, did so before their full retirement age.

So, what gives? Are retirees acting irrationally—or are economists potentially missing something?


 

Why Delaying Your Social Security Benefits May Not Make Sense​

Most people don’t actually wait until age 70. For at least some of them, it makes a lot of sense.​


Economists commonly recommend that most Americans should delay claiming Social Security benefits until age 70.

The standard argument goes like this: With Social Security being the only inflation-protected and guaranteed-income source available to many Americans, it makes sense to hold off on claiming benefits so you can receive the maximum amount possible. For example, a person retiring at age 62 could get a benefit of $2,100. The benefit would rise to $3,000 if the person waited to age 67 and $3,720 at age 70.

Delaying also can help protect against running out of retirement income if someone lives longer than expected.

But the reality is that few retirees wait that long. An analysis from the Bipartisan Policy Center found that in 2022 only 10% of Americans actually waited until age 70 to claim their Social Security benefits, while 29% claimed benefits at age 62 and the majority, 61%, did so before their full retirement age.

So, what gives? Are retirees acting irrationally—or are economists potentially missing something?


If you're in good health plus have other income, be greedy enough to wait until 70.
 
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